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In this episode, you learn what the PPP loan (Paycheck Protection Program Round 2) covers and how you can use the PPP Money.
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HOW SOON CAN I GET A PPP Loan Round 2?
Community finance institutions can start issuing PPP loans to companies t starting two days later on Wednesday, Jan. 13.
The interest rate is still 1 percent.
What kinds of expenses can a PPP loan cover under the new rules?
While the program was initially limited to payroll expenses, the new PPP funding can also be spent on a range of new expenses including operations expenditures, property damage costs, supplier costs, and worker protection expenditures.
The rules for how PPP funding can be spent are included on page 48 of this document.
Small Business Administration (SBA) Sources
- Guidance on Accessing Capital for Minority Business Owners, Veteran Business Owners, and Women-Owned Business Owners.
- Business Loan Program Temporary Changes; Paycheck Protection Program Second Draw Loans
- SBA Programs – Scams and Fraud Alerts
News Sources:
- https://www.cnbc.com/2021/01/08/small-businesses-can-apply-for-ppp-loans-starting-jan-11.html
- https://www.washingtonpost.com/business/2021/01/08/sba-ppp-loans/
- https://www.journalofaccountancy.com/news/2021/jan/sba-treasury-issue-ppp2-guidance.html
If you are starting a business or need to scale faster, then make sure you watch and share my video called, “5 Best Government Resources – You Paying For It, But They Didn’t Tell You.”
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